What's the magic number needed for retirement? Angela Coleman, Fiduciary Investment Advisor, spoke with Moneyish about how to get started saving.
A collection of resources to help you on your financial journey.
Financial Resource Center
The Unified Trust Financial Resource Center gives you access to the tools you need to organize your financial life. You will find quick-read articles, comprehensive planning guides, interactive financial tools, animated presentations and much more! The Unified Trust Financial Resource Center provides a single source of financial information for all age groups.
Billy Lanter, Fiduciary Investment Advisor, joined George Grombacher on the Money Savage podcast titled "#091 Money and Parenting."
Jason Grantz, Director of Institutional Retirement Consulting, describes the current landscape in the recordkeeping industry and how to stay relevant with the development of apps and digital assets. This article can also be found in the July/August PLANADVISER magazine.
Institutional Retirement Consultant, Monika Hubbard, spoke with Lee Barney at Planadviser about how advisors can distinguish themselves in a very crowded retirement plan marketplace.
Kevin Avent, Managing Director of Wealth Management, stresses the importance of saving for retirement while balancing debt management and helping pay for children's college.
In the Unified Trust Library you will find a collection of white papers and articles on a variety of financial issues relevant to today's investor.
- The Real Measure of 401(k) Plan Success
- The UnifiedPlan® Dramatically Increases Retirement Success & Improves Plan Cost/Benefit Structure
- The Actuarial Solution Matrix
- Using the Cost Benefit Ratio to Measure 401(k) Plan Value
- Why the UnifiedPlan® Is So Effective in Improving Outcomes
- Evaluation of UnifiedPlan®
- The Benefit Policy Statement: Designing the Defined Goal
- The Full Fiduciary Standard of Care
- The Retirement Income Purchase
- Employee Enrollment Meetings Must Progress
- Fiduciary Must Be More Effective in Converting the Accumulated 401(k) Into a Reliable Lifetime Income Stream
- Defined Contribution Plans
Retirement success is one of the greatest benefits an employer can provide an employee, but we know it doesn’t come without challenges. Our goal is to make it easy..
There is a common phrase in the world of finance that ‘you can’t eat risk-adjusted returns’. Most people understand investment returns—making or losing money. Few people understand standard deviation, volatility, and risk-adjusted returns.
Like many thrill-seeking activities, the rush of shooting the rapids unleashes a full panel of “happy chemicals” which heightens our senses and keeps us coming back for more.
In this podcast, in addition to talking about us, I went into some detail regarding benchmarking of managed accounts as well as some thoughts regarding fiduciary outsourcing and benefits to advisors.
It all begins with open and honest communication. I encourage each partner to share any issues or fears they have about managing their finances.
Did you grow up in small community, a close-knit town or (if you can remember it) before the internet was a factor? Back then a word and a handshake were stronger than any contract or service agreement.
You always did what’s right. You never did anything wrong. You are proud to be a lifelong “do bee”. Is this the revenge of the Romper Room “don’t bees”?
To understand the question of how to apply revenue sharing in a 401(k) plan, first we must examine what revenue sharing really is, what form it takes and how it is commonly applied.
This Friday June 9, the DOL Fiduciary Rule—the landmark Obama-era investor protection rule–will go into theoretical effect, with full implementation on Jan. 1, 2018.
Pop Quiz: what three things do you value most in this world? It shouldn’t take long as whatever comes to mind first is probably your truest answer.
As we get closer and closer to the applicability date of the fiduciary rule, the industry is starting to show its cards on how the rule will impact the landscape.
Every twelve months, the award for “Word of the Year” is conferred upon that unique and special assemblage of letters which, in its entirety, best represents “the public discourse and preoccupations of the past year”.
In the sea of sameness set yourself apart and say something different. In an industry full of copycat products and similar solutions (albeit with different color schemes and logos affixed to the top of the proposals and marketing materials) consider offering something uncommon….. real value.
Throughout the years there have been many changes to retirement plan offerings, plan design, plan investment menus, web technology and employee education materials.
Whether or not the rule takes effect as-is or in some changed form, the rule has already made a major impact.
People have that “what if” moment, realizing that if only they had started planning for retirement when they were 20, it could have made a much larger impact on their financial security as they near retirement.