Resources

Football coaches understand that planning to become state champions starts months before the 4th quarter of the final game.  Similarly, financial planners understand the importance of clients planning with a focus on their end.

If you read that title and immediately recognized the reference, this article is for you! It's time for us geriatric’s to embrace our 40s-ish and take full control of our financial future to ensure that our nest egg is well prepared to support a retirement lifestyle full of avocado toast, and Instagram-worthy vacations.

It is not every day, heck not even every lifetime, that an opportunity to turn $10,000 into $100,000 in less than a month presents itself. All that needed to be done was scour through posts on WallStreetBets and invest in one of the four distressed, highly shorted companies it targeted. The caveat? You better know when to get out.

In Part 3 of our Roth IRA series, we talk about each stage of life and how to incorporate your Roth IRA into planning.

In Part 2 of our Roth IRA series, we discuss a few tips and techniques to help maximize the Roth IRA experience.

Periodically we like to remind readers of the benefits of a Roth IRA and extoll its virtues as a means for building and transferring tax-free wealth. Read Part 1 in our Roth IRA blog series!

Starting a new year inspires us to set new goals and look forward, usually optimistically, to a brighter and more productive future. For many, this includes tackling our overall financial wellness. In honor of #NationalFinancialWellnessMonth, here are a few tips on how to get started on your financial journey.

Financial wellness can be defined in many ways given how encompassing of a concept it is. A simple definition is the ability to have a healthy financial life in the present and in the future. January is National Financial Wellness Month. If you are a plan advisor or plan sponsor, now is a good time to start a conversation with your retirement plan service provider about developing a financial wellness strategy for employees.

Famously, Ebenezer Scrooge was visited by the three notorious ghosts of his past, present and future, in hopes of learning from the error of his ways. So too, investors can look to their own specters to learn the lessons of successful investment planning and management.

“A diversified investment portfolio is like a fruit salad; you need more than just apples and oranges.” As hokey as that sounds there is a cherry pip of truth in it. A well-balanced, globally diverse mix of stocks, bonds and liquidity investments within your accounts guards against concentrated risk and smooths your path for long-term growth.

Sales and specials and limited time offers, oh my! It’s that time of year again when holiday shoppers are gearing up for the big gift giving season. Given the special circumstances we face today, traditional shopping and spending is so 2019.

As we approach year end, the holiday season provides a time for us to reflect on our health and happiness and make charitable gifts for those less fortunate. On this Giving Tuesday, I could not think of a better time to do so! While personal financial situations vary, luckily there are several strategies we can use to give charitably that benefits both sides.

As we approach the end of 2020, we can, with a slight sigh of relief, put the tumultuous year behind us and dare to look ahead.  The holiday season and the prospect of a new year tend to bring a renewed sense of energy and hope.  And I think we can all use a healthy dose of that these days! 

Social Security. We pay into it but we’re constantly questioning if we’ll ever see that money when we need it. I was recently interviewed by PLANSPONSOR about how "Social Security Burdens Fall on Younger Workers" and it got me thinking. What are we young savers to do?

Many people often utilize borrowing techniques to help them achieve their financial dreams and goals. One thing we can't borrow is our retirement. During this year of uncertainty due to COVID, it's more important than ever to keep retirement in mind and contribute to a 401k and IRA.

Working with a financial advisor can provide many benefits for investors, especially during times of uncertainty, but it’s vital to do your homework before you hire someone. I recently added commentary for an article in U.S. News and World Report, outlining common mistakes investors make when hiring a financial advisor.

In a year where everything feels out of sync and in many ways out of control, there is no better time to celebrate and recognize October as National Financial Planning month.

On that sweltering Belmont Park afternoon in front 69,000 plus spectators, Secretariat delivered one of the most iconic moments in American sports history. While the last six months of stock market movement isn’t a “moment” in time we can all point to, it has most definitely been momentous for investors and non-investors alike.

Earlier this summer I was asked to submit a retirement investing tip for an article in US News and World Report. Ironically, just within the last few months, a niece and two of my nephews (ages 20-23) each asked me how to get started as well. I shared these five simple strategies with them.

For the last 30 years or so, the retirement industry at large has done a good job at hiding or complicating fees so that only the savviest of investors have a chance at finding them. Here are 5 questions you need to ask your provider about plan fees.