Plan Participants

Whether you want to travel the world or stay close to home, your retirement should be exactly what you want it to be. Your employer sponsored retirement plan is a great place to start!

COVID-19 & Your Finances

These are unprecedented times. It’s challenging our emotions, our health and the way we think about our finances.  We, along with your advisor, are here to help you navigate this storm and keep you on track to achieving your goals. 

COVID-19 Investor Resources

YOUR RETIREMENT PLAN

Why do I need a retirement plan?

For most of our big purchases we ‘borrow’; mortgages, car loans, school loans, etc. However, the one thing we can’t borrow for is retirement.

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YOUR FINANCIAL RESOURCE CENTER

The tools you need to organize your financial life.

In the Financial Resource Center, you will find quick-read articles, comprehensive planning guides, interactive financial tools, animated presentations and much more! Simply find your place on the timeline and click to connect you to your financial planning tools.

Financial Resource Center

READY TO GET ROLLING?

When career changes happen, make sure your plan for retirement stays on track.

The Managed Rollover Solution is designed to help you do just that.  Unlike most off the shelf rollover products, the Managed Rollover Solution is personalized to your specific situation, goal and time horizon.  Ask your advisor about how the Managed Rollover Solution can help you achieve your goals or click below for more information.

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YOUR FINANCIAL FUTURE

Unified Trust can help you put your financial plan into action.

Participating in a retirement plan is a great first step; however financial success is best achieved by looking at the big picture and developing a financial plan that considers all of your life’s goals and challenges.  Unified Trust is pleased to offer you a personalized approach to planning for your future.

Individual Investor Services

Your Customer Service Team

We are pleased to be able to assist you with your retirement account. Our team of friendly and professional customer service representatives are available Monday-Friday from 9:00am to 8:00pm EST. Reach them toll-free at (866) 680-7000.

Football coaches understand that planning to become state champions starts months before the 4th quarter of the final game.  Similarly, financial planners understand the importance of clients planning with a focus on their end.

If you read that title and immediately recognized the reference, this article is for you! It's time for us geriatric’s to embrace our 40s-ish and take full control of our financial future to ensure that our nest egg is well prepared to support a retirement lifestyle full of avocado toast, and Instagram-worthy vacations.

It is not every day, heck not even every lifetime, that an opportunity to turn $10,000 into $100,000 in less than a month presents itself. All that needed to be done was scour through posts on WallStreetBets and invest in one of the four distressed, highly shorted companies it targeted. The caveat? You better know when to get out.

Periodically we like to remind readers of the benefits of a Roth IRA and extoll its virtues as a means for building and transferring tax-free wealth. Read Part 1 in our Roth IRA blog series!

Starting a new year inspires us to set new goals and look forward, usually optimistically, to a brighter and more productive future. For many, this includes tackling our overall financial wellness. In honor of #NationalFinancialWellnessMonth, here are a few tips on how to get started on your financial journey.

Famously, Ebenezer Scrooge was visited by the three notorious ghosts of his past, present and future, in hopes of learning from the error of his ways. So too, investors can look to their own specters to learn the lessons of successful investment planning and management.

“A diversified investment portfolio is like a fruit salad; you need more than just apples and oranges.” As hokey as that sounds there is a cherry pip of truth in it. A well-balanced, globally diverse mix of stocks, bonds and liquidity investments within your accounts guards against concentrated risk and smooths your path for long-term growth.

Sales and specials and limited time offers, oh my! It’s that time of year again when holiday shoppers are gearing up for the big gift giving season. Given the special circumstances we face today, traditional shopping and spending is so 2019.

As we approach year end, the holiday season provides a time for us to reflect on our health and happiness and make charitable gifts for those less fortunate. On this Giving Tuesday, I could not think of a better time to do so! While personal financial situations vary, luckily there are several strategies we can use to give charitably that benefits both sides.

As we approach the end of 2020, we can, with a slight sigh of relief, put the tumultuous year behind us and dare to look ahead.  The holiday season and the prospect of a new year tend to bring a renewed sense of energy and hope.  And I think we can all use a healthy dose of that these days! 

Social Security. We pay into it but we’re constantly questioning if we’ll ever see that money when we need it. I was recently interviewed by PLANSPONSOR about how "Social Security Burdens Fall on Younger Workers" and it got me thinking. What are we young savers to do?

Working with a financial advisor can provide many benefits for investors, especially during times of uncertainty, but it’s vital to do your homework before you hire someone. I recently added commentary for an article in U.S. News and World Report, outlining common mistakes investors make when hiring a financial advisor.

On that sweltering Belmont Park afternoon in front 69,000 plus spectators, Secretariat delivered one of the most iconic moments in American sports history. While the last six months of stock market movement isn’t a “moment” in time we can all point to, it has most definitely been momentous for investors and non-investors alike.

Earlier this summer I was asked to submit a retirement investing tip for an article in US News and World Report. Ironically, just within the last few months, a niece and two of my nephews (ages 20-23) each asked me how to get started as well. I shared these five simple strategies with them.

If you’ve lately checked the headlines of most financial news sources, you’re bound to be somewhat confused. In a time of extreme uncertainty comes extreme takes on where the market is headed and what actions investors should be doing.

Retirement readiness takes years of careful planning and customized strategies. The rapidly-changing environment is prompting nearly everyone to reassess their lifestyle, spending habits, career plans and future goals. But for those nearing retirement, it might leave some to wonder if they have achieved or are close enough to their goal of retirement readiness.